Review the relevant pathway. Start with the Innovation Pathways page, FAQs and approved guidance to determine whether you need general innovation intake, regulatory clarification or a specific challenge/programme route.
Prepare your proposal. Describe the innovation, problem, target users, operating model, technology, data use, consumer impact, risk controls, current maturity and the outcome you are seeking from FSIC.
Complete the submission form. Provide all mandatory information and upload supporting documentation in the approved formats.
Review before sending. Confirm that the information is complete, accurate and suitable for submission. Do not upload unnecessary personal or highly confidential information.
Submit and retain your reference number. Use the confirmation to track the engagement and respond to any clarification requests.
Await screening and routing. FSIC may seek clarification, route the matter to an appropriate internal function, or advise that a different formal regulatory pathway is required.
Review the feedback. Treat written feedback as engagement guidance unless it expressly constitutes a formal decision or approval issued under the relevant authority and process.
Recommended Submission Checklist
Organization name and legal status, where applicable
Named responsible contact and role
Plain-language problem statement
Solution overview and user journey
Current product maturity / development stage
Target users and market context
Business or operating model
Technology architecture at an appropriate level
Data collected, used, shared or stored
Consumer protection considerations
Cybersecurity and operational risk controls
AML/CFT or other compliance controls where relevant to the proposed activity
Current regulatory status, licences or registrations where applicable
Specific question, decision, feedback or participation route requested
Supporting documents and links to relevant evidence
